Act of God is an unforeseen and sudden disaster results from natural causes.
It cannot be avoided through the use of caution and preventive measures. Act of God is beyond human control and none is responsible for it.
Act of God includes Hurricane, Tornado, Earthquake, Hail, Flood, Tsunami, Storms, Lightning, Volcanic hazards etc.
Acts of God are insurable but sometimes it could lead a contract to non-performance.